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Guest security deposit: Swikly, Autohost, Chekin, how to protect yourself
Card deposit, identity check, insurance: a property manager’s three lines of defence.
A stay that goes wrong is expensive: damage, an unauthorised party, a guest who is not the one who booked. Three types of tools work together.
1. Before arrival: check who is coming
- Autohost scores the risk of each booking with AI (identity, fraud, background) to prevent parties and fraud. From $0.12 per check, no subscription. Connects to Guesty, Hostaway, Hostfully, Track.
- Chekin automates online check-in and the legal transmission of guest registration, with optional identity verification. From €3.95 per listing per month.
2. During the stay: a deposit that does not block the card
- Swikly, a French trusted third party, takes a card deposit without blocking the guest’s credit limit, and collects it if needed. 1.99% + €0.25 excl. VAT per deposit, no subscription. Connects to Guesty, Hostaway, Smoobu, Avantio.
3. If things go wrong: insurance
- Meetch is embedded insurance for short-term rentals: damage up to €50,000 per year, pests, rehousing, lost rent. On quote, per booking or by subscription.
Platforms also have their own guarantees: AirCover at Airbnb up to $3M, Holidu Protect up to €50,000, nothing equivalent at Booking.
The most common combination
Screening at booking (Autohost or Chekin), a Swikly deposit for non-Airbnb bookings, and a noise sensor for parties (see our guide on noise sensors). Compare the whole Security family.